Insurance companies nearly always find out about a DUI conviction and adjust customers auto insurance rates accordingly. Sometimes companies will label you as a “high risk driver” and just increase your premium and other times they will drop you entirely.
After being convicted of DUI it is common that you be required to carry a special and more expensive insurance called SR-22. The insurance must have a combined $30,000 single limit of liability.
If your insurance carrier drops you entirely, you will generally have to purchase insurance from a less preferred insurance company, but insurance will be available nonetheless.
My point: Expect your insurance rates to go up significantly if convicted of DUI. Just remember, an arrest does not necessarily mean a conviction. There are many defenses that could possibly free you entirely of a DUI conviction.
